Mobile Vendor insurance

Mobile Vendor Insurance is designed to mitigate risks and protect policyholders from claims and damages. Mobile Vendor Insurance covers vendors that are permanently set up at a mall to vendors with trucks or kiosks temporarily set up, such as clothing accessory vendors and floral vendors.

Whether you sell your products online through digital marketplaces like Etsy or at a physical, temporary location, Vendor Insurance ensures that your products, medical expenses, and other insurance needs are covered. Vendors can also add additional insureds to their policy to ensure that all the necessary parties are protected.

Many events and venues require vendors to purchase Mobile Vendor insurance while operating daily or during special events. By having Mobile Vendor Liability Insurance, vendors open up job and business opportunities to attract more customers and increase their income. Mobile Vendor Insurance is not just about having a backup plan when situations go south; it is a strategic approach to show the public that you comply with laws and are trustworthy.

Also, mobile vendors often have a high level of contact with the general public. Such proximity increases the potential for things to go wrong that may lead to potential lawsuits. However, not all vendors will have the same risk exposure. One business may be more exposed to fire hazards than the other based on location and whether they are permanently fixed. Vendor Insurance can be tailored to help minimize potential liabilities and financial losses regardless of the business vendors run.

The Mobile Vendor Insurance policy provides diverse and comprehensive financial coverage for all vendor needs. You may find the following coverages in your Vendor Insurance:

• Business Contents: This insurance coverage protects your business contents and equipment from covered perils such as fire and theft.
• Equipment breakdown: This coverage covers the repair and replacement cost if your equipment is damaged or breaks down. *purchased separately
• Commercial Automobile Liability: If you operate from a cart, kiosk, truck, trailer, or wagon at seasonal markets or other events, you need this coverage. This liability coverage covers your mobile and business automobile in the event of bodily injury, personal injury, and physical damage. *purchased separately
• General Commercial Liability (CGL) insurance: CGL covers your business from alleged third-party property damage and bodily injury. CGL can also cover medical bills and legal fees if needed.

Other additional policies or endorsements that you may want to include are as follows:

• Cyber Liability Insurance
• Workers’ Compensation Insurance
• Additional Insured Coverage

Any businesses that sell, produce, or distribute merchandise and homemade goods need Vendor Insurance, including:

• Clothing accessory vendors
• Costume jewelry cart/kiosk
• Flower vendors 
• Flea market vendors
• Farmers market vendors
• Spice/nuts vendors
• Trade show vendors
• and more. 

The Vendor Insurance cost will depend on several factors specific to the business:

• Annual and Projected Revenue
• Applicant Details
• Deductibles
• Locations served
• Number of Employees
• Projected Income
• Specified Coverage
• Types of products offered
• Types of vehicle(s)
• and more

Apply for your Vendor Insurance today, hassle-free! Complete our online application and get your free custom quote delivered to you within minutes.

Vendor Insurance can benefit vendors that offer products and merchandises at various events, including:

• Craft fairs
• Concerts
• Festivals
• Exhibitions
• Flea markets
• Pop-up venues
• Trade shows
• and more.