Coverage for renters starting at just $12 per month.
- Competitive rates
- Same day coverage
- Electronic policy documents
- Select the coverage that matters to you
- Reliable underwriters
- Automated renewal reminders
Experience peace of mind as you safeguard your apartment, condo, or house from potential financial setback. Get coverage for your contents, liability, and additional living expenses with our Tenant Insurance.
Click “Get a Quote” today to get started.
Coverage for renters starting at just $12 per month.
Elevate your safety net when the unexpected disrupts your home. Get coverage for extra costs while your home is under repair.
Wherever you may be globally, personal liability protection ensures your coverage against bodily injury (BI) and third-party property damage (PD) claims.
Protect your valuables, including your clothing, portable electronics, jewelry, furniture, and other property on the premises like e-bikes.
You tell us what you need
We compare multiple quotes
You get the best coverage
Tenant insurance, also known as renters insurance, is a type of insurance policy that offers financial protection to individuals who are renting or leasing a residential property, such as an apartment or a house. While the landlord’s insurance typically covers the building itself, tenant insurance is specifically designed to cover the tenant’s personal belongings and provide liability coverage.
While Canada does not mandate tenants to acquire tenant insurance, many individuals invest in it to ensure their safety and mental well-being. Having tenant insurance provides many benefits, making a comprehensive exploration of your alternatives a prudent step before determining its suitability in your specific case. Choose between basic, enhanced, and premium packages for content policy and acquire limits up to $2M liability limits.
Your Contents – Personal property coverage safeguards your belongings in the event of damage or loss, even while you’re away on vacation anywhere in the world, all due to a covered peril.
Tenant Liability Coverage – Liability coverage provides you with financial protection should you find yourself legally accountable for injuries or damages, whether bodily injury or property damage, incurred within your rented property or affecting others’ belongings (with options for common limits of $1,000,000 or $2,000,000).
Additional Living Expenses – If an insured incident renders your rented property uninhabitable, our Underwriters extend their support by covering 30 days’ worth of living expenses, ensuring you have a comfortable place to stay while you regain your footing.
Need additional coverages? Consider the following:
Theft or Mysterious Disappearance: Got valuables such as jewellery/watches, fur garments, or portable electronics devices? Consider adding special limits to ensure that you’re fully covered when accidents occur.
Special Limits: Obtain special limits such as for property of a dependent living away at school and wine and spirits.
Additional Coverages: add any coverages from freezer food spoilage to lock replacement to your Tenant Insurance policy.
Our robust application process will identify what types of coverage are relevant to your Condo Insurance policy. We understand that condo owners encounter a broad range of risks and will create a protection plan that covers you and your condo exposures.
The cost of Tenant Insurance will depend on variables specific to the property:
Complete our online application and get your free quote for as low as $12 per month! Apply any time and get the right protection for your rental property today!
Properties that are protected under Condo Insurance include:
Not sure if you qualify? Get in touch with us to learn more!
Connect@TheReFrameGroup.com
Headquarters: #202 – 1965 W 4th Ave, Vancouver BC, Canada V6J 1M8
Toronto Office: 1268 – 2967 Dundas St. W, Toronto, ON M6P 1Z2
1.877.778.8455
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